50/30/20 Budget Calculator - The Cheaper Ways

💰 50/30/20 Budget Calculator

Split your income wisely: 50% Needs • 30% Wants • 20% Savings

$
50% Needs
30% Wants
20% Savings
🏠 Needs 50%
$0
Essential expenses you must pay to survive and work
Examples: Rent/mortgage, groceries, utilities, insurance, minimum debt payments, transportation
🎉 Wants 30%
$0
Non-essential spending that makes life enjoyable
Examples: Dining out, entertainment, hobbies, subscriptions, vacations, shopping
💎 Savings & Debt Repayment 20%
$0
Building your financial future and eliminating debt
Examples: Emergency fund, retirement contributions, investments, extra debt payments